6 out of 10 XRP Investors at a Loss – Is Buying XRP Smart Now or Too Early?

Nearly 60% of all XRP in circulation is at a loss, while the supply on exchanges has dropped to its lowest point in seven years. The XRP price hovers around 1 dollar. Is this the moment of maximum pain, or is there more to come?

Why XRP Isn't Rising: Six Out of Ten Investors in the Red

About 60% of all XRP in circulation was purchased at a higher price than what the coin is currently worth. The average purchase price of all XRP combined is around 1.48 dollars, while the price is around 1.01 dollars. Those who entered after the end of 2024 are thus almost certainly looking at losses.

These figures largely explain why the XRP price isn't rising, while the Ripple price forecast for the rest of 2026 remains highly divided. Analysts from Glassnode speak of intense capitulation: for every dollar of profit that investors make on the chain, they incur 2.63 dollars in losses.

Capitulation simply means that people give up and sell at a loss. The SOPR, a metric that measures whether sellers are making a profit or a loss, dropped from 1.16 in July 2025 to 0.96. Anything below 1 means that sales are consistently occurring below cost price.

XRP Whales Continue Buying While Supply on Exchanges Shrinks

Against these losses stands a notable signal. The amount of XRP on trading platforms has dropped to about 1.6 billion tokens, the lowest level in seven years. In October, that supply was still at 3.76 billion. More than half has thus disappeared from the place where you can sell quickly.

These coins are going into cold storage, to custodians for large parties, and to trading outside of exchanges. According to data from Santiment, there are now 2,038 wallets with more than a million XRP, 32 more than three months ago. XRP whales are thus buying in while the price is falling.

Network usage is also increasing. The number of active addresses rose by over 84% between August 1 and 11, from 23,642 to 43,543.

XRP Price Forecast: Bottom Signal or More Pain Ahead?

Historically, XRP has often dipped into such a red zone, and those moments usually occurred near a bottom. However, such a bottom can take months to form. A shrinking supply on exchanges will only lead to a price increase if there is also real demand, something that typically only kicks in during the next crypto bull run.

There is also a warning. Nearly 63% of all value invested in XRP has come in the last six months. This makes the base under the price thin: many investors are clustered closely together and near their purchase price. If the price drops further, a new wave of selling could occur.

Technically, the first support is around 1.03 dollars, with resistance rising to 1.18 and 1.37 dollars. Below 1 dollar, the nearest psychological bottom disappears. "A market where most investors are at a loss rarely turns around immediately. But it is often the moment when supply dries up," says our crypto analyst.

Anyone considering buying XRP now is thus purchasing at a lower price than the average investor, but without a guarantee of a quick turnaround. This also applies to many other top altcoins, which are all in the same boat.

This content is provided for general informational purposes only and doesn't constitute financial, investment, legal, or tax advice. Any events, rewards, online promotions, or related information mentioned herein should not be considered a recommendation, solicitation, or invitation to purchase, sell, trade, or otherwise deal in any crypto assets. Crypto assets are highly volatile and may result in loss. The availability of WEEX services, products, and related events may vary by region. You are responsible for ensuring that your participation is in accordance with applicable local laws and regulations.